Financial Aid
-
Contact Financial Aid
Financial Aid Office
David C. Briegel Building, Room 1004
Hours
Monday-Friday, 8 a.m.-5 p.m.
finaid@swmich.edu
269-783-2143
269-783-2114
Aid for All.
Each year we award over $1 million in scholarships. In addition to robust academic scholarships, we also offer scholarships for students pursuing certain majors, those with artistic or performing talent, people who live in neighboring communities, the list goes on.
It's all part of our mission of making college accessible for all.
Read on to learn how to get the assistance you need to pursue the life you want.
Types of Aid
A quick overview of the various types of financial aid.
Scholarships
Aid that does not need to be repaid, but has specific eligibility requirements. Requirements vary by scholarship. Learn more about scholarships here.
Grants
Aid that does not need to be repaid. Read more about grants here.
Loans
Supplemental financial aid that must be repaid. Click here for more information on loans.
Student Employment (Work Study)
Aid that supplements your educational cost through on-or off-campus employment. Browse all student jobs here.
How to Get Financial Aid
-
1. File the bet36体育在线 Application for Federal Student Aid (FAFSA)
The FAFSA is a major source of funding for most students and is required for some scholarships. It determines your financial need and may offer you federal or local grants and loans based on your or your family’s income.
File the FAFSA at fafsa.ed.gov or use the myStudentAid mobile app. Watch a video walk-through of the mobile app here.
- When prompted, add SMC's school code 002317. This is how you have your FAFSA information sent to SMC.
- A list of documents you will need to complete the FAFSA may be found here. Reviewing this document before you begin will help speed the process up.
- As part of the FAFSA, you will create a FSA ID which will become your credentials for maintaining access to the FAFSA application. For more information on creating your FSA ID click here.
- If you are having troubles filling out the FAFSA, please contact our office or click here for clarifying information and common FAFSA errors.
-
2. Apply for Scholarships
All students are automatically considered for academic scholarships when they apply for admission. Other scholarships require an application. Browse and apply for scholarships here.
-
3. Apply for Loans (If Needed)
If grants and scholarships do not cover your expenses, you can apply for loans to pay the remainder of your bill. Learn more about loans here.
-
4. Check Your SMC Email
All communication regarding your financial aid will be sent to your SMC email and/or to your home address. It is important to check your email frequently to learn about the awards you received and any follow-up requirements.
-
5. Complete Follow-up Requirements
It’s important to stay on top of things when it comes to financial aid. Your scholarship may require a formal acknowledgement of your acceptance, or it may require you to write a thank you letter to the donor. Loans require loan counseling, and federal aid sometimes requires verification. All of this will be communicated to you via your SMC email. Complete all requirements in a timely manner to ensure that aid will be applied to your account successfully.
-
6. Go to Class
If you don’t attend your first few classes once the semester begins, you will lose your financial aid and may be required to pay it back. Similarly, if you slack off in your classes and earn poor grades, you may lose your aid for following semesters. It’s important to take your education seriously, attend class, and get good grades to maintain your aid and stay on track to earning your degree.
Important Dates
Aid for 2025-26 Academic Year
December 1, 2024: FAFSA application open
May 1, 2025: Priority deadline to file FAFSA for state aid
June 30, 2026: Deadline to file FAFSA for federal aid
Aid for 2024-25 Academic Year
December 31, 2023: FAFSA application open
May 1, 2024: Priority deadline to file FAFSA for state aid
June 30, 2025: Deadline to file FAFSA for federal aid
Eligibility
To qualify for federal financial aid you must...
- Have earned a high school diploma or G.E.D.,
- Be enrolled as a degree- or certificate-seeking student at SMC,
- Be a U.S. citizen or eligible non-U.S. citizen,
- Be registered with Selective Service (if male and 18 years of age or over),
- Not currently be in federal loan default or owe a refund on a federal grant,
- Not concurrently be receiving financial aid from another institution of higher education, and
- Maintain SMC and federal requirements regarding Satisfactory Academic Progress.